Holiday Shopping Tips

With Black Friday approaching it is never too early for some holiday shopping tips! Make a List- Check it Twice List people you need to shop for, how much you can spend on each, and be sure to budget for wrapping and greeting cards too. Online Shopping Before completing your transaction, double-check every item in […]

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How Much is my New Bathroom Worth?

  Whether it be the value of a kitchen remodel, a bath update or a swimming pool: How does an appraiser decide what adjustment should be made? Unfortunately, the answers are complicated and depend upon many factors including the neighborhood, segmented market, climate, and even housing and economic trends. For example, pools may be considered […]

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More Help for Underwater Borrowers?

On October 24, 2011, the Federal Housing Finance Agency (the “FHFA”) and Fannie Mae and Freddie Mac (the “GSEs”) announced an expansion of the Home Affordable Modification Program (the “HARP”), or so-called “HARP Phase II”, in an effort designed to assist additional “underwater” borrowers. The FHFA and the Department of the Treasury instituted HARP in […]

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